The Mrs. and I don’t like carpet. We bought our current home in 2015 with the intention of replacing the carpets with hardwood flooring. I was prepared to “embrace the suck” of DIY flooring. After we moved in, our steam-cleaned carpets no longer smelled like they were […]
How to Save Money Every Month – 10 Things I Do
If you’re like me, you don’t mind spending money, within reason, on good food, experiences, and things that are more valuable to you than their price tags. I’m not a very frugal person, although I do have a Frugal GPA of 2.7. However, I try to […]
The Frugal Assessment – How Cheap Are You?
I would never have thought this before I started this blog, but I’ve just come to the realization that I’m frugal. After reading many outstanding personal finance blogs, I find myself doing exactly what other frugal people are doing. Being frugal. I used to think that being […]
What Would You Risk for a Million Dollar Retirement Pension?
In 1993, I enlisted in the U.S. Army to escape from my childhood. I had no idea that 21 years later, I would retire with a million-dollar retirement pension, especially since my first month’s paycheck (June 1993) was only $753 before taxes! Would I do it […]
Do You Have The Will to Succeed?
Do you have the will to succeed in life? Most people that I know personally do not pursue their dreams. They have self-doubt, but even worse, they believe that their dreams are a fantasy rather than goals that they can actually achieve. They do not believe […]